Get a free quote for a home mortgage & find out how much you qualify for.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Need financing options on a home, or other real estate? Choosing a loan option that matches your goals and making sure you get the best rate for your given scenario can feel a lot like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
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Complete our simple mortgage pre-approval letter request.
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Choose the offer that best fits your wants and needs.
Educating and empowering consumers to make great financial decisions with their mortgage.
Company NMLS #1946237
Copyright ©2024 | Mortgage Nerds, LLC. DBA Home Loan Advisors.
Licensed to Do Business in the State of AK, CO, FL, GA, IA, MN, NC, OH, PA, TX & WI | NMLS #1946237
North Carolina – B218254 | Ohio – RM.805090.000
EQUAL HOUSING OPPORTUNITY
CONTACT US
HOME LOAN ADVISORS POWERED BY MORTGAGE NERDS, LLC.
601 Channelside Walk Way #1339, Tampa, FL 33602
Licensed to do business in the states of FL, WI & NC
4090 W Spencer Street
Appleton, WI 54914
Licensed to do business in the states of AK, CO, GA, IA, MN, OH, PA & TX
(724) 510-8447
josh@homeloanadvisors.com
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PROGRAMS
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Other restrictions may apply. Home Loan Advisors Team, NMLS #1946237. An AGENCY NEXT production.