Fix up your fixer upper home with a Renovation Loan.

Rehab loans offer a unique financial solution for homebuyers and homeowners looking to purchase or refinance a property that requires repairs or renovations. By combining the costs of both the purchase and the renovation into a single loan, these financial products simplify the financing process and make it more accessible to turn a fixer-upper into your dream home. Purchase a home and roll the costs of the renovation into your loan to turn it into the home of your dreams.

Why a Rehab Loan?

Rehab loans provide an innovative financing option that combines the purchase price of a home with the cost of repairs or renovations into one loan. This approach not only streamlines the financing process but also opens up possibilities for buyers to consider properties that need work. They are an ideal solution for turning a less-than-perfect property into a dream home.

Misconceptions

Fix up your fixer-upper home with a Renovation Loan.


If you have found the perfect home but it needs renovation, you can purchase the home and roll the costs of the renovation into your loan.


  • An FHA 203(k) Loan, also called a Renovation Loan, allows buyers to finance the cost of the home and the renovation in one mortgage with a low rate.
  • The VA also offers a similar option for military and veterans to purchase a home and finance the required renovations to bring it up to standards set by the VA.
  • Renovation loans have similar qualification requirements to a standard FHA or VA loan, with additional documentation needed related to the renovation.

Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.

Other Loan Options

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Jumbo & Super Jumbo Loans
  • VA & USDA Loans
  • Down Payment Assistance
  • Renovation
  • Reverse

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